Auto Insurance Question on a Hit and Run?

My boyfriend is not listed on my insurance because he has a company vehicle that his boss lets him drive. Anyway today he decided to take my car to go pick up our daughter from school. As he was backing up he backed up a little too quick and hit one of the teachers car. He said he looked out the window and saw there wasn't any damage and took off right away. All it did to our car was literally chip the paint but I wasn't sure what he did to the other car. Anyway I was out shopping later this evening and got a phone call from my partner stating that the cops were at our house and wanted to see my insurance slips and ownership. So I went home and gave them all the information. They ended up letting my husband go on fleeing the scene of a accident but gave him a $110 fine for failing to report the incident. Now here's what I am wondering, I have to call my insurance company tomorrow and notify them that he was driving my car and let them know all the information but I'm unsure what will happen? I can almost guarantee that my insurance will go up but is there any regulations about hitting a parked car within a private parking lot? I know that if she decides to go through the insurance company (which I'm sure she is because she gave all her information to the cop) then I was told I am able to request that she gets 3 quotes from 3 different places so that she doesn't try to stiff me and go for the most expensive. The cop also told me that I have the option to call her and maybe see if she will take cash but I know this teacher and she is one of the worst teachers I have ever met so I highly doubt she will be so accepting of the money. The cop also told us that he went to go view the damage on her vehicle and he said the front number was cracked so it would need to be replaced. He said it's not extensive damage at all but damage nonetheless. What is my best bet in this situation? I am screwed either way? Because I know when I signed up for insurance one of the questions she asked was is there any other licensed drivers in the household and I told her no but my boyfriend is a licensed driver but just doesn't drive my car. He is also not on my lease so I can always say that he just moved in after Christmas which at the time I filled for insurance he wasn't living with me. Has anyone else had this situation happen to them? Any advice would be greatly appreciated! Thanks in advance

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